A Flexible Way to Manage Healthcare Costs
Fixed Benefit Insurance

Fixed benefit insurance shopping made easy
Instant quotes, quick enrollment, flexible coverage
Find the best fixed benefit plan for you
Predetermined cash benefits, affordable plans, enroll year-round

Fixed benefit insurance plans from trusted brands

What is a fixed benefit plan?

A fixed benefit medical plan is a simple way to help manage everyday healthcare costs—including for doctor visits, urgent care, hospital stays and more. These plans offer set cash benefits paid directly to you for covered services providing predictable financial support you can use toward medical expenses. Compare plans and find the coverage that's right for you.

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Why choose a fixed benefit plan

Many choose fixed benefit coverage because it's an easy, affordable way to help manage medical costs before primary health insurance plans begin paying. With year-round enrollment, no network restrictions and predetermined payouts, these plans make healthcare expenses easier to handle.

Frequently asked questions for fixed benefit insurance

Is fixed benefit insurance the same as ACA or major medical insurance?

No. Fixed benefit insurance does not replace a traditional health insurance plan and does not meet the requirement of minimum essential coverage under the Affordable Care Act. Fixed benefits plans are a type of indemnity insurance that pays limited benefits.

Can I see my preferred doctor with a fixed benefit plan?

Is there a deductible I have to meet before benefits are paid?

Can I use a fixed benefit plan with my regular health insurance?

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